Disclaimer and important notices

Important notice:

Information is provided for general understanding only.

No personalized financial, legal, or health advice is offered. Seek professional counsel when required.

Calindarvaex makes every effort to provide accurate insights, but all content is for general informational purposes and should not be relied upon as a substitute for professional financial advice. Results may vary. Past performance doesn't guarantee future results.

General notice

All materials are presented to inform and support Australians in making better decisions, without recommending specific products, providers, or actions. We do not endorse external content linked from calindarvaex.com.

Limitation of liability

Calindarvaex is not responsible for any direct or indirect damages from using site content.

  • Users remain fully responsible for any actions taken based on site information or advice.
  • Calindarvaex provides no assurances about outcomes resulting from website resources or analysis.
  • Third-party links are offered for convenience, and no responsibility is held for their accuracy or safety.
  • All financial situations differ; consult appropriate professionals before acting on information found here.

Accuracy of information

We strive to maintain correctness and clarity; however, some information may change or become outdated. Always verify details independently before making choices.

We do not guarantee error-free content and disclaim liability for any inaccuracies.

No professional advice

Calindarvaex does not give tailored financial or personal advice. For specific circumstances, always consult a qualified financial advisor, accountant, or legal professional.

External links

We provide links to third-party resources as a service only. External websites are not controlled or endorsed by us, and responsibility for their content lies with their respective owners.

Results and experiences disclaimer

Results may vary. Information reflects typical scenarios but no outcome is assured for every user or situation.

Differences in outcomes

Financial outcomes depend on personal situations, choices, and changes in regulation or market context.

Financial guidance disclaimer

Site resources avoid product recommendations and focus on general practices or principles.

  • All examples or scenarios are illustrative and not financial product endorsements.
  • Rates, fees, terms, and conditions mentioned are subject to change. Review primary source documents for accuracy.
  • Our site does not recommend or compare specific financial products or providers.

Governing law and region

Calindarvaex is based in Australia and follows applicable laws and regulations.

Use of this website is governed by the laws of Australia and by any local requirements in your state or territory.

Refer to local legislation and current legal advice for your financial decisions.

Regional differences may apply for finance and privacy rights in Australia.

Indemnification

By using this site, you agree to defend and hold harmless Calindarvaex from claims related to misuse or misinterpretation of information.

Severability

Should any part of this disclaimer be deemed unenforceable, other sections remain in full effect.

Modifications

Calindarvaex reserves the right to update or revise this disclaimer at any time in line with current practice.

Contact information

Reach out with specific concerns about this disclaimer or site content using the details below.

Contact email: content@calindarvaex.com

Contact phone: +61 7 6341 1267

Business address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective date: September 14, 2025

Last updated: September 14, 2025